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H&R Block Bank

 
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H&R Block Bank knows you need options. Whether you're looking to earn interest on your cash, hassle-free checking or an account to support your business, we have a solution for you.
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Features offered on ALL H&R Block Bank checking accounts:
  • online access with optional online bill pay1
  • free ATM/MasterCard® debit card
  • overdraft protection LOC2
  • monthly refund up to $6 on non-H&R Block ATM transaction fees3
  • FDIC insured up to $250,000
  • $25 minimum to open



Block Checking
Straightforward checking that's simple to maintain. Keep a minimum daily balance of $300, or sign up for direct deposit to avoid monthly service fees3. Plus, get free unlimited check writing.

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Block Interest Checking
Get the convenience of a checking account with the benefit of earning interest on your entire balance. Keep a minimum daily balance of $500 to avoid monthly service fees. Plus, get free unlimited check writing.

View Current Interest Rates

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Block Business Account
We provide a simple business checking account that will help you run your business. Keep a minimum daily balance of $1,000 to avoid monthly service fees. We also offer wire transfer services and ACH origination.

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1The first 10 bills per statement cycle will be paid at no charge. Each subsequent bill will incur a $0.50 charge.

2H&R Block's overdraft line of credit provides a pre-approved limit, to cover the checks you have written, when needed. Funds are transferred from your credit line to your checking account in $100 increments. Your overdraft line of credit will accrue interest daily until paid. Minimum payments will be deducted from your checking account each month. You may pay your entire balance at any time in person, over the phone, online or by mail.

3$10 monthly fee assessed after 15 months of inactivity until account becomes active again or until balance is depleted. Transfer fees may apply to savings account transfers.
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H&R Block Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules. NOW Accounts with interest rates above 0.25% for any balance level are not included in this program.

The products and services on this website may be covered by one or more of the following U.S. Patents: 5,706,442; 6,014,645; 6,131,115; 7,010,507;
7,032,008; 7,072,862; 7,127,425; 7,177,829; 7,310,617; 7,296,065. The products and services on this website may be covered by one or more of these patents.

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